IAM Ventures LLC
Your privacy is important to IAM Ventures LLC (""). This statement is intended to comply with applicable federal consumer privacy laws. It is our goal to protect the "nonpublic personal information" ("NPI") we collect from you in connection with providing any financing or products. This Statement will help you understand what types of NPI we may collect, how we use it, and we protect your privacy.
Who We Are
IAM Ventures LLC is an internet retailer who offers name brand consumer items combined with our specialty financing solutions through our website ezcreditwarehouse.com. IAM Ventures LLC is the owner of www.jewelryezcredit.com
Collection and Use of NPI is the sole owner of the information collected on this web site. collects NPI from our customers at several different points on our web site.
To purchase a product or service from us, we request certain NPI from you on our application form. You must provide contact information and financial information. We use this information to for billing purposes and to fill your orders. If we have trouble processing your order, we will use this information to contact you. IAMV is not a lender and does not make loans or credit decisions in connection with loans. IAMV may serve as a financial broker to assist you in securing financing for your purchase. If you apply for a loan on our web site, we require you to provide us with certain NPI on our application form. This information is necessary to process your application and contact you. By completing our application form, you authorize to perform a credit check and to transmit your loan request to 's third-party lenders and/or strategic partners. You further authorize these lenders to check your credit history and to return their decision to you through IAMV. You understand that third-party lenders and/or strategic partners may keep this form, whether or not you are qualified for a loan with them. The third-party lender and/or strategic partner is solely responsible for its services to you, and you agree that shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of our services.
In order to provide financial lending or referral services to you, we may supplement the information you submit to us on our application form with information from third party sources. To determine if you qualify for financing with one of our third-party lenders and/or strategic partners, we use your name, full address, telephone number, and social security number to request a credit report. Once we determine your credit worthiness and complete your transaction, we will destroy this paper document within sixty (60) days using commercially acceptable methods. We may retain electronically the NPI for our records.
IAMV gathers certain information automatically and stores it in log files. This information is gathered by third-party software provided by our Internet Service Provider or other web services like Yahoo, Google and Others. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We use this information, which does not identify individual users, to analyze trends, to administer the web site, to track visitors' movements around the web site, and to gather demographic information about our customer base as a whole.
Disclosure of NPI
We may share NPI information about our customer base with our third-party lenders, strategic partners. We share the information provided on the credit application form, and may share the information contained on your credit report, as is necessary for our third-party lenders and/or strategic partners.
IAMV reserves the right to disclose your NPI as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on .
How We Protect NPI
The security of your personal information is important to us. When you enter sensitive information on our application form, we encrypt that information using secure socket layer technology (SSL). This Web site is secured with a 128 bit SSL Web Server Certificate through our Internet Service Provider(s) (ISP)
We follow generally accepted industry standards to protect the NPI submitted to us, both during transmission and once we receive it. However, no method of transmission over the Internet, or method of electronic storage is completely secure. Therefore, while we strive to use commercially acceptable means to protect your NPI, we cannot guarantee its absolute security. We utilize advanced firewall features under D-Link Network Access Translation with pass-through for virtual private networking (VPN). We also utilize network security in the form of passwords and restricted access for non-essential employees. The automatically collected information referred to above is also password protected and is only accessible by key employees of .
Links to Other Sites
This Web site contains links to other sites that are not owned or controlled by . Please be aware that IAMV is not responsible for the privacy practices of such other sites.
We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects NPI.
This Privacy Statement applies only to information collected by this Web site.
Changes in this Privacy Statement
If we decide to change our Privacy Statement, we will post those changes to this Privacy Statement and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.
We reserve the right to modify this Privacy Statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you by means of a notice on our web site.
IAM Ventures LLC
2241 #358 State Street
New Albany IN, 47150
Toll Free: 866-300-2070